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Hit your savings goals

With a Smart Saver Account from Andover Bank, your money grows faster. Whether you're building an emergency fund or saving for a big ticket item, our Smart Saver Account can help you hit your goals without locking up your money long term:

  • Interest paid monthly
  • Extraordinary 90 day intro rate
  • No time requirement
  • Easy access to funds

Earn 1.85%APY* for the first 90 days! You'll still earn a fantastic rate afterwards:

Savings Account Balance First 90 Days (APY) After 90 Days (APY)
$0.01 - 9,999.99 0.05% 0.05%
$10,000.00 - 49,999.99 1.85% 1.00%
$50,000.00 - 99,999.99 1.85% 1.25%
$100,000.00+ 1.85% 1.50%


Start saving today!

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*Annual Percentage Yield (APY) effective as of 8/15/18 and available for the first 90 days account is opened. $1,000 minimum balance to maintain account, otherwise a $10 monthly fee applies. Personal accounts only. This account has an introductory rate. Interest rate will be paid on the entire balance. After 90 days, this will be a variable rate account and the interest rates and APYs may change at any time. Fees may reduce earnings. Introductory rate subject to change. After six withdrawals you will be charged a $5.00 fee per withdrawal, subject to other restrictions.