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All Andover Bank checking accounts can be accessed through the STAR/PLUS ATM network with an Andover Bank STAR ATM card or MasterMoney Debit Card. Overdraft protection is available on all accounts with Ready Cash a personal line of credit which also provides overdraft protection or by signing up for Automatic Transfer from your Andover Bank Savings should an overdraft occur.

Overdraft Privilege
Overdraft Privilege is given to customers the day their account is opened. If their account is maintained in a satisfactory manner the Overdraft Privilege limit may be increased. Andover Bank may elect to pay your overdraft checks rather that return them unpaid. You will be charged service fees for insufficient funds as appropriate.

MasterMoney Debit Card
At Andover Bank, you can apply for a MasterMoney Debit Card and enjoy the convenience of using your debit card to make purchases anywhere MasterCard is accepted. It's not a credit card because purchases are deducted directly from your checking account. You can use your MasterMoney Debit Card to get cash at ATM's and use it to shop wherever you see the MasterCard logo. When you shop with your MasterMoney Debit Card, the amount, date, and place where you used it will appear on your statement. To apply for your MasterMoney Debit Card, ask an Andover Bank customer service representative.

Internet Banking
Online banking and bill pay at

Andover Bank's automated telephone system allows you access to your Andover Bank accounts, 24 hours a day, 7 days a week. With INFOLINE you can inquire what your balance is, find out which checks have cleared, transfer funds, make your Andover Bank payment from an Andover Bank account, and get loan and deposit information all at the touch of a button with any touch-tone telephone.

Simply call 1-888-343-2200
24 hours a day, 7 days a week
365 days a year

Night Depository
All Andover Banking Centers have convenient, safe night drops for your after hour deposits and payments.

Safe Deposit Boxes


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