- Ready Cash is a personal unsecured line of credit that also provides overdraft protection. Applicant must apply and meet credit standards. Interest charged on unpaid balances.
- Automatic Transfer Service: Sign up to transfer money in increments of $50 from savings to checking to cover an overdraft item. $3 per transfer.
- Overdraft Privilege: ODP is given to customers the day their account is opened. If their account is maintained in a satisfactory manner, ODP may be increased. Andover Bank may elect to pay your overdraft checks rather than return them unpaid. You will be charged service fees for insufficient funds as appropriate.
MasterMoney Debit Card
Apply for a MasterMoney Debit Card and enjoy the convenience of using your debit card to make purchases anywhere MasterCard is accepted. It’s not a credit card because purchases are deducted from your checking account. You can use your debit card to get cash at ATM’s, use it to shop wherever you see the MasterCard logo and online. When you shop with your MasterMoney debit card, the amount, date and place where you used it will appear on your statement. To apply for your MasterMoney debit card, ask an Andover Bank customer service representative.
All Andover Bank checking accounts can be accessed through the STAR/PLUS network as well as Jeannie, Pulse, Cirrus, Discover, American Express, Visa, and MasterCard. Click here for a list of Andover Bank ATM machine locations. Andover Bank customers can also use any Sheetz ATM for cash withdrawals without a fee.
Online Banking and Web Bill Pay at www.andoverbankohio.com.
Andover Bank’s automated telephone system allows you access to your Andover Bank accounts, 24 hours a day, 7 days a week. With INFOLINE you can inquire about your balance, find out which checks have cleared, transfer funds, make your Andover Bank payment from an Andover Bank account, and get loan and deposit information all at the touch of a button with any touch-tone telephone.
All Andover Banking Centers have convenient, safe night drops for your after hour deposits and payments.
Safe Deposit Boxes
All banking centers, except our South Jefferson office, have Safe Deposit Boxes. Check for sizes and availability at your branch locations.