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Andover Banking Center 19 Public Square, PO Box 1300 Andover, OH 44003 (440) 293-7605 fax: 440-293-5531 or 440-293-2420 E-Mail: andover@andoverbankohio.com

	Branch Manager Eric G. Senor esenor@andoverbankohio.com Assistant Branch Manager Corrie S. Wojtowicz cwojtowicz@andoverbankohio.com New Accounts Representative Kathy Britton kbritton@andoverbankohio.com Assistant Vice President Commercial Loan Officer Robert W. Hegfield IV rhegfield@andoverbankohio.com President & CEO Martin R. Cole mcole@andoverbankohio.com Sr. Vice President Retail Banking Stephen E. Varckette svarckette@andoverbankohio.com Vice President of Human Resources & Marketing Nancy C. Cook ncook@andoverbankohio.com Assistant Vice President Retail Banking Kimberly A. Giddings kgiddings@andoverbankohio.com Training & Marketing Officer Mary S. Mitchell mmitchell@andoverbankohio.com

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Ashtabula Harbor Banking Center 1630 West 19th Street, PO Box 3138 Ashtabula, OH 44005 (440) 964-8999 fax: 440-964-5956 E-Mail: Ashtabula@andoverbankohio.com

	Branch Manager Chad Giangola cgiangola@andoverbankohio.com New Accounts Representative Angela M. Lockwood alockwood@andoverbankohio.com

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Austinburg Banking Center 1853 Rt. 45, PO Box 273 Austinburg, OH 44010 (440) 275-3333 fax: 440-275-3182 E-Mail: Austinburg@andoverbankohio.com

	Branch Manager Stefanie Parker sparker@andoverbankohio.com New Accounts Representative Linda Gray lgray@andoverbankohio.com

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Conneaut Banking Center 339 State St. Conneaut, OH 44030 (440) 593-6595 fax: 440-593-6348 E-Mail: Conneaut@andoverbankohio.com

	Branch Manager Terri L. McKinley tmckinley@andoverbankohio.com New Accounts Representative Felicia Matras fmatras@andoverbankohio.com

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Geneva Banking Center 665 South Broadway Geneva, OH 44041 (440) 466-3040 fax:440-466-9221 E-Mail: Geneva@andoverbankohio.com

	Branch Manager Eileen T. Seiter eseiter@andoverbankohio.com Branch Operations Supervisor New Accounts Representative Kerry Opalko kopalko@andoverbankohio.com

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Send mail to webmaster@andoverbankohio.com with questions or comments about this web site.
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Jefferson Banking Centers

	Daniel Weber Assistant Vice President/Branch Manager dweber@andoverbankohio.com Daniele D. Smock Assistant Branch Manager dsmock@andoverbankohio.com Sheri Vicente New Accounts Representative svicente@andoverbankohio.com

	Deanna L. Thompson Sales Manager dthompson@andoverbankohio.com

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Pierpont Banking Center 994 Route 7, PO Box 136 Pierpont, OH 44082 (440) 577-1124 fax: 440-577-1371 E-Mail: Pierpont@andoverbankohio.com

	Branch Operations Supervisor New Accounts Representative Tammy S. Huston thuston@andoverbankohio.com

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Andover Bank Operations Center 600 East Main St. Andover, OH 44003 (440) 293-7256 fax: 440-293-6155 E-Mail: info@andoverbankohio.com

	Sr. Vice President, CFO Diana Engelhardt dengelhardt@andoverbankohio.com Sr. Vice President, Loan Administration James Greenfield jgreenfield@andoverbankohio.com Vice President, General Council Richard Kotila rkotila@andoverbankohio.com Assistant Vice President Network Administration Robert Pappas rpappas@andoverbankohio.com Accounting / Compliance Officer Duane Diver ddiver@andoverbankohio.com Assistant Manager / Loan Administration William J. Fullerman wfullerman@andoverbankohio.com Assistant Controller Robert R. Holdridge rholdridge@andoverbankohio.com Accounting Officer Patricia Mason pmason@andoverbankohio.com

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