Andover Bank is Ashtabula County's locally owned and independent community bank with eight full service banking centers located in Andover, Ashtabula Harbor, Austinburg, Conneaut, Geneva, Jefferson and Pierpont. Automatic Teller Machines on the STAR/PLUS network are located in Andover, Ashtabula Harbor, Austinburg, Conneaut, Geneva, and Jefferson.

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	Transaction Account Guarantee Program Andover Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

BANKING CENTER HOURS Monday - Thursday 9:00AM - 4:30PM Friday 9:00AM - 7:00PM Saturday 9:00AM - 12 Noon Drive-Up windows open at 8:30AM Daily

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This Andover Bank web site may contain links to other web sites operated by third parties. The linked sites are not under the control of Andover Bank or its affiliates or subsidiaries and Andover Bank is not responsible for their content. Such links do not imply Andover Bank's endorsement or guarantee of the products, information, or recommendations provided by any third party site. The third party site may have a privacy policy different from that of Andover Bank and may provide less security than the Andover Bank web site. Andover Bank disclaims all liability with regard to your access to such linked web sites. Andover Bank provides links to other sites as a service to users, and access to any other sites linked to Andover Bank is at your own risk.

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