Andover Bank has business checking accounts designed to meet the needs of all businesses. Big or small, we have the right account for you. A wide variety of support services are available to enhance the convenience of your account relationship.  

Business Checking

Our most popular account for retail, manufacturing and medium sized businesses.

  • $6.50 monthly service charge plus $.15 per check paid
  • No charge for items deposited
  • An earnings credit offsets the monthly fee 
    • A 3.5% earnings credit is given for every $100 average balance maintained

Free Business Checking

This account is most popular for non-profit organization, sole proprietors and small business.

  • No monthly service charge for up to 75 transaction items per month
  • For each transaction over 75, a $0.25 cent per item fee will be assessed
  • For each transaction over 75, a $0.25 cent per item fee will be assessed

Commercial Interest Checking

Our Commercial Interest Checking offers a tiered interest earning structure, allowing you to put your excess funds to work.

  • Variable interest compounds monthly and is credited at the end of the statement cycle
  • No monthly service charge if the balance remains above $10,000
  • If the balance falls below $10,000 anytime during the cycle, the fee is $15.00
  • Unlimited, no-fee electronic transactions
  • 75 transaction items per month are included at no cost; $.25 per item thereafter
  • A transaction item is defined as each deposited, paid or cashed item, such as checks, cash deposits and withdrawals


Our knowledgeable account representatives will help you choose the account that is right for you. Contact us today by phone at 440-293-7605 or e-mail us at



Andover Bank Funds Availability

Andover Bank Substitute Checks

Andover Bank Account Terms and Conditions