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To remain a profitable, independent financial service company.

To provide you, our customer, with quality service

in a professional and enthusiastic manner.

To provide our employees with a continuing opportunity to

participate in the future success of the holding company,

through personal and professional development.


Andover Bank a local, independent community bank in Northeast Ohio and serves the communities of Andover, Ashtabula Harbor, AustinburgConneaut, Geneva, Jefferson, and Madison.

In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents.

Over one hundred years later, the role of the Andover Bank has remained basically unchanged. The commitment to deliver the best possible customer service and provide banking services at an affordable price remains the number one priority.

Andover Bank provides a full range of personal and commercial banking products including consumer, mortgage, and commercial loans; checking, savings, certificates of deposit, IRA's, and safe deposit boxes.

All banking centers feature the convenience of drive-up windows which open at 8:30AM daily. Automatic Teller Machines on the STAR/PLUS network are located in Andover, Ashtabula HarborAustinburgConneaut, Geneva, Jefferson, and Madison.


Andover, Ashtabula Harbor, Austinburg,

Conneaut, Geneva, Jefferson

Monday - Thursday 9:00AM - 4:30PM
Friday 9:00AM - 7:00PM
Saturday 9:00AM - 12 Noon
Drive-Up windows open at 8:30AM Daily



Monday - Thursday 9:00AM - 5:00PM
Friday 9:00AM - 6:00PM
Saturday 9:00AM - 12 Noon
Drive-Up windows open at 8:30AM Daily

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